As a value added service to our clients and guests of our website, we have created an investment return calculator, ROTH vs. traditional 401(k) or IRA calculator, and a ROTH conversion calculator.  The investment return calculator can assist you in calculating your investment return, over the course of a calendar year, with periodic cash flows.  The purpose of this calculator is to provide you with a better estimate of the performance of your account when the effects of cash flows are removed.  The spreadsheet calculates the time weighted rate of return, using simple monthly performance calculations.  All monthly cash flows are assumed to have taken place on the first day of each month.  The ROTH vs. Traditional 401(k) or IRA calculator can be used to help you determine if you are better off electing to make ROTH or traditional contributions to your qualified retirement plan.  Finally, the ROTH conversion calculator will help you determine if you should convert your current IRA into a ROTH IRA.

These spreadsheets are to be used for hypothetical purposes only and should not be reproduced without the expressed written consent of Select Consulting, Inc.


Investment Return Calculator


ROTH vs. Traditional 401(k) or IRA Calculator


Should I Convert To A ROTH Calculator


Should I Save Using Pre-Tax or After-Tax Dollars